Your Credit Rating

Like the cells in the human body, your credit rating renews itself every seven years. Like the body, credit bureaus are often staffed by single celled organisms whose job is elusive to modern science. You might assume from the defensive tone of this review that I'm either a victim or a bad risk. Actually, I'm not (anyway, as the title points out, this is about YOUR credit rating), but this video will tell viewers what to do if they've been victimized by a credit bureau--mistakes do happen. The program offers clear explanations of how credit bureaus work, how to dispute your credit rating, how to read credit statements, how to deal with bankruptcy and how to check your own credit. Fortunately for consumers, the Federal Fair Credit Reporting Act protects people from careless mistakes by credit bureaus and now makes credit companies liable for damages people suffer from false information. The standard, dull, studio bound, three camera talking head format is not exactly eye candy and the lengthy montages of columnar tables may have you experiencing the odd feeling that you have lost the will to live. Still, this is an important consumer topic which is not well represented on video. Your Credit Rating delivers the goods in no nonsense, plain language and is a credit to it's subject (sorry). Recommended. Aud: P. (R. Ray)